Practice Areas/Services We Provide
In order for a consumer/individual to file for bankruptcy,
they must pass a series of criteria recently set forth by
Congress. Most individuals meet this test. However,
you must do an analysis of your financial situation,
before you know which Chapter of bankruptcy is right
This is most common form of bankruptcy filing. A chapter
7 liquidates all non-protected assets and eliminates
most outstanding debt. In this form of proceeding, you
are allowed to keep any legally protected items. Most
filers can keep their automobile and many other assets.
This form of bankruptcy gives the filer a fresh start.
Chapter 13 allows an individual who has too much
income to meet the "means test" to stop foreclosures,
creditor phone calls, and harassment. The filer is
allowed to keep their home and assets by formulating a
repayment plan over a period of 36 to 60 months.
Contact us today to set up your appointment for a
complimentary analysis of your situation. In some
situations, a payment plan is possible for our
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Linda S. Green